Buying Your New Kia to Rebuild Credit with Lancaster Kia

If you're looking for a great deal on a new Kia but are concerned with your credit, you're not alone. Many of our customers at Lancaster Kia have the same concern, and we're able to help. While improving your credit can seem like a challenge, it's entirely possible, and you can get a new car in the process. Lancaster Kia has taken time to shed some light on tips for managing your credit and getting approved for the best car loan possible.

How Do I Rebuild Credit with a Car Loan?

When you take out a new car loan, it reflects on your credit record. Since the debt on a fixed-rate loan is designed to decrease as you make timely payments, your credit score can increase as well. Auto loans hold a significant amount of weight when it comes to your credit score. Paying your auto loan and any mortgage or housing payment first will have the biggest impact on increasing your credit score. When you establish a history of on-time payments, you'll qualify for better interest rates in the future. A new Kia can also open many new windows of opportunity. With reliable transportation, it's easy to get more done in less time, and you can potentially earn more with less effort.

What About My Other Obligations?

Many of our customers find that managing their other obligations with an affordable car payment becomes easier. Since we work with many lenders on a local and national level, we can typically find terms that will fit within your budget. Many of our customers are coming out of car loans that are significantly more than what they are paying with their new vehicle payment.

How Do I Get Pre-Approved?

Checking out the online financing tools that Lancaster Kia offers is a great place to start. You'll have more time to shop for your new Kia car, so you can focus on finding the best model for your lifestyle. Once you're pre-approved for your new Kia car loan, it's as simple as selecting a model and going home in your new car. Get in touch with Lancaster Kia and we'll get you back on track with a new Kia car.

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