Bad Credit or No Credit Financing

Good or Bad Credit, Finance Your Next Vehicle Purchase at Lancaster Kia!

When shopping for a vehicle, you might find that some dealerships create a roadblock for drivers who have less-than-favorable or no credit to speak of. However, our financing team at Lancaster Kia believes in helping drivers from every background, and we'll work with you to find a deal, so you can drive away in a new Kia model today!

You shouldn't be stuck with the same model, year after year. Our finance team wants to work with you to find a deal that doesn't break the bank or leave you unable to meet monthly payments. Our wide variety of Kia specials are designed to find you a great deal on popular Kia models like the Kia Sorento, Kia Sportage, and the Kia Forte. Whether you're in the market for a sedan or an SUV, we're excited to find you an option that fits your lifestyle.

While we're happy to help our drivers with good credit find the right deal, we also look forward to drivers who had bad credit or no credit at all. You shouldn't be unable to drive a reliable and safe vehicle because of your credit score, and our Kia inventory offers many models that incorporate these values seamlessly. We work with a variety of banks and loan providers to get you the financing that makes sense.

Financing Regardless of Your Credit

Here at Lancaster Kia, we are proud to help drivers with all of their automotive needs. We understand that this process may be stressful or concerning to you, particularly for folks who are new to the purchasing process. Furthermore, for folks who may be working on building up their credit, or who may have poor or no credit at all, the idea of buying a car can be particularly stressful.

Not to worry, though! Our finance team has a long history of working with all sorts of drivers -- particular folks who may still be working on building up their credit. Not only can we help you attain the credit you need, but we can also help you find a model that suits your needs on the road.

Some Advice for Applying for Financing

At our dealership, we understand that applying for financing can be stressful no matter what. Even shopping for a new car can be a daunting proposition. If you are preparing to invest in a vehicle, but you are concerned about your credit score, or the process itself, here are a few tips you may be interested in considering.

  • Bring a Down Payment: One of the best ways to prove your financial worth, and to help reduce your cost. This can help make applying for financing a bit easier, because you will be applying for a smaller automotive loan.

  • Shop for a Car In Your Budget: It's imperative to make sure that drivers invest in a vehicle that is right for them -- both in terms of performance and price. After all, you should be focused on investing in a model that fits comfortably in your budget. Doing so can help you reduce costs and heighten the possibility of attaining a more beneficial financing plan.

  • Utilize Our Online Tools: On our website, we are proud to have a vast array of tools you can utilize when you are in theĀ  market for a car. These tools include everything from information about buying and leasing, to a list of our finance specials, and our payment calculator. You can use these tools to find the vehicle you are looking for, and to help reduce your costs.

Additionally, it's important to know that our team will be here to help you with all of your automotive needs -- regardless of what you are looking for, or what your credit situation looks like.

Ready To Learn More?

If you would like to learn more about our selection of vehicles, or if you have any questions about financing, we invite you to visit us at Lancaster Kia, located in East Petersburg, PA. Our team would be proud to help answer any questions you may have about the purchasing process.

Visit us at your next opportunity and we can help you schedule a test drive with your preferred automotive needs. We look forward to assisting you with all of your vehicle-related needs!

We are proud to serve drivers in York, PA, too!

How Can We Help?

  1. Lancaster Kia

    5250 Main Street
    East Petersburg, PA 17520

    • Sales: (717) 569-8082
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Get in Touch

  • Contact our Sales Department at: (717) 569-8082
  • Monday9:00am - 8:00pm
  • Tuesday9:00am - 8:00pm
  • Wednesday9:00am - 8:00pm
  • Thursday9:00am - 8:00pm
  • Friday9:00am - 6:00pm
  • Saturday9:00am - 5:00pm
  • SundayClosed