Finance Center in Lancaster PA

Loan or Lease, the Finance Team at Lancaster Kia Helps You Finance Your Next New Vehicle

Shopping for your next car or SUV can be a long process. You might know what you want to drive, but finding affordable monthly payments with a plan that works for you is challenging. Here at Lancaster Kia, our goal is to make the entire process smooth and free of headaches, from start to finish. We'll help you explore our new or used Kia inventory, choose a model that fits your needs, and then go through the financing process with you to ensure you get the perfect deal. Check out the benefits of buying vs leasing, how we value your trade-in, and how we work with drivers who come from a variety of credit background down below! We can't wait to make your experience with us easy and enjoyable!

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What's Better for You: Loan or Lease?

Many drivers might struggle with the choice between going with an auto loan or trying out a new Kia lease in Lancaster. However, choosing between the two is often a preference rather than a requirement, and our finance experts are happy to show you which one best fits.

When you take out a loan on a vehicle, you earn the right to eventually take control of the deed to the car. That means that once you pay it off, you'll be the rightful owner of your new Kia, and be able to control all aspects of it. That means if you want to customize it with trailer hitches, roof racks, decals, or even a slick new paint job, you'll be able to do so without worrying about affecting the value in the long run. Often, these changes can provide you with even more value, so when you do sell it down the road, you get more money back for it. When you own, you also benefit from driving as much as you want as there isn't a mileage limit to your vehicle like the one you'll find on a lease.

Choosing the lease path has its benefits, too! When you lease, you will be able to take advantage of a smaller down payment and lower monthly payments, allowing you to save money or move up to more advanced and luxurious models. A lease usually only lasts two to three years, so you're able to keep updating your model to experience the latest technology, and a leased vehicle is often covered by the manufacturer's warranty, so routine maintenance won't come out of your pocket.

Valuing Your Trade-In

If you're looking to unload your current vehicle, our finance team will help you explore the trade-in process. All you have to do is bring your vehicle to our dealership where our team will do a thorough check to verify its condition, and then provide you with an estimate for its worth. We carefully compare the vehicle to other similar model years to determine its exact worth, so we can provide you with the best value. In turn, you can apply this amount to your new vehicle purchase, which will help you lower your monthly payments and put some money back into your pocket.

What if Your Credit is Too Low or Doesn't Have a Value?

You might feel like you can't get a new vehicle because you're dealing with credit challenges. Don't worry! Our finance team offers a variety of deals that provide an answer for our drivers dealing with credit challenges. Don't limit yourself to driving the same run-down model just because you feel like you can't afford something new. We'll make sure to find the right deal for your needs and ensure that you get affordable monthly payments. Check out our vehicle specials, as well, for great deals on your next Kia vehicle.

Regardless of your credit status, the Lancaster finance team will help you find the perfect deal. Check out our new Kia inventory online or in person, get pre-approved for financing with our online finance application, and then swing by to complete the process in person! We can't wait to help you with your new Kia loan or lease in Lancaster!

Our Team of Kia Lease and Auto Loan Specialists in East Petersburg Are Here For You

Your car buying experience should be a smooth one. That's how we feel at Lancaster Kia and we make it our priority. That includes taking some of the shrouded mystery out of auto financing. Our team of Kia lease and car loan pros are here to do that, and with their passion for the job, it will be clear to you. They do their best to find the most beneficial terms for you, and negotiate the right car loan and Kia lease rates for you, ensuring satisfaction.

To learn more, submit an application from our website online. We also are free to meet face-to-face in our new Kia showroom, located at 5250 Main Street in East Petersburg, Pennsylvania - not far from the surrounding Lancaster PA, York PA, Lebanon PA, and Harrisburg PA areas.

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  1. Lancaster Kia

    5250 Main Street
    East Petersburg, PA 17520

    • Sales: (717) 569-8082
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Get in Touch

  • Contact our Sales Department at: (717) 569-8082
  • Monday9:00am - 8:00pm
  • Tuesday9:00am - 8:00pm
  • Wednesday9:00am - 8:00pm
  • Thursday9:00am - 8:00pm
  • Friday9:00am - 6:00pm
  • Saturday9:00am - 5:00pm
  • SundayClosed